How to Invest in SBI Retirement Benefit Fund Conservative Plan Direct Growth?

You can easily invest in SBI Retirement Benefit Fund Conservative Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for SBI Retirement Benefit Fund Conservative Plan Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in SBI Retirement Benefit Fund Conservative Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

How much expense ratio is charged by SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The term Expense Ratio used for SBI Retirement Benefit Fund Conservative Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth is 0.89% as of 04 Dec 2023...

What is the PE and PB ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth?

The PE ratio ratio of SBI Retirement Benefit Fund Conservative Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

SBI Retirement Benefit Fund Conservative Plan Direct Growth - NAV, Mutual Fund Performance & Portfolio

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SBI Retirement Benefit Fund Conservative Plan Direct Growth
Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
1M
6M
1Y
All
 NAV: 01 Dec 2023₹12.52
Min. SIP amount₹500
RatingNA
Fund size₹160.40Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Solution Oriented Retirement
Absolute returns
3M6M1YAll
Fund returns1.7%4.4%9.1%24.8%
Category averageNANA8.1%NA
Rank with in category292417NA
Understand terms
Holdings (54)NameSectorInstrumentAssets
GOI
SovereignGOI Sec18.3%
Bharat Sanchar Nigam Ltd
CommunicationDebenture6.3%
LIC Housing Finance Ltd.
FinancialDebenture4.7%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture4.5%
Mahanagar Telephone Nigam Ltd.
CommunicationNCD3.2%
GOI
SovereignGOI FRB3.2%
Indian Railway Finance Corporation Ltd.
FinancialDebenture3.1%
Union Bank of India
FinancialAdditional Tier 1 Bo3.1%
Power Finance Corporation Ltd.
FinancialDebenture3.1%
REC Ltd.
FinancialDebenture3.1%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Solution Oriented Retirement
Pros
Cons
Exit load is zero
Lock-in period: 5Y
Lower expense ratio: 0.89%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
1Y annualised returns higher than category average by 0.62%
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
27 Nov 2023 - Present
0.89%
26 Nov 2023 - 27 Nov 2023
0.89%
25 Nov 2023 - 26 Nov 2023
0.89%
24 Nov 2023 - 25 Nov 2023
0.89%
23 Nov 2023 - 24 Nov 2023
0.89%
22 Nov 2023 - 23 Nov 2023
0.89%
21 Nov 2023 - 22 Nov 2023
0.89%
20 Nov 2023 - 21 Nov 2023
0.89%
19 Nov 2023 - 20 Nov 2023
0.89%
18 Nov 2023 - 19 Nov 2023
0.89%
17 Nov 2023 - 18 Nov 2023
0.89%
16 Nov 2023 - 17 Nov 2023
0.89%
15 Nov 2023 - 16 Nov 2023
0.89%
14 Nov 2023 - 15 Nov 2023
0.89%
13 Nov 2023 - 14 Nov 2023
0.89%
12 Nov 2023 - 13 Nov 2023
0.89%
11 Nov 2023 - 12 Nov 2023
0.89%
10 Nov 2023 - 11 Nov 2023
0.89%
09 Nov 2023 - 10 Nov 2023
0.89%
08 Nov 2023 - 09 Nov 2023
0.89%
07 Nov 2023 - 08 Nov 2023
0.89%
06 Nov 2023 - 07 Nov 2023
0.89%
05 Nov 2023 - 06 Nov 2023
0.89%
04 Nov 2023 - 05 Nov 2023
0.89%
03 Nov 2023 - 04 Nov 2023
0.89%
02 Nov 2023 - 03 Nov 2023
0.89%
01 Nov 2023 - 02 Nov 2023
0.89%
31 Oct 2023 - 01 Nov 2023
0.89%
30 Oct 2023 - 31 Oct 2023
0.89%
29 Oct 2023 - 30 Oct 2023
0.89%
28 Oct 2023 - 29 Oct 2023
0.89%
27 Oct 2023 - 28 Oct 2023
0.89%
26 Oct 2023 - 27 Oct 2023
0.89%
25 Oct 2023 - 26 Oct 2023
0.89%
24 Oct 2023 - 25 Oct 2023
0.89%
23 Oct 2023 - 24 Oct 2023
0.89%
22 Oct 2023 - 23 Oct 2023
0.89%
21 Oct 2023 - 22 Oct 2023
0.89%
20 Oct 2023 - 21 Oct 2023
0.89%
19 Oct 2023 - 20 Oct 2023
0.89%
18 Oct 2023 - 19 Oct 2023
0.89%
17 Oct 2023 - 18 Oct 2023
0.89%
16 Oct 2023 - 17 Oct 2023
0.89%
15 Oct 2023 - 16 Oct 2023
0.89%
14 Oct 2023 - 15 Oct 2023
0.89%
13 Oct 2023 - 14 Oct 2023
0.89%
12 Oct 2023 - 13 Oct 2023
0.89%
11 Oct 2023 - 12 Oct 2023
0.89%
10 Oct 2023 - 11 Oct 2023
0.89%
09 Oct 2023 - 10 Oct 2023
0.89%
08 Oct 2023 - 09 Oct 2023
0.89%
07 Oct 2023 - 08 Oct 2023
0.89%
06 Oct 2023 - 07 Oct 2023
0.89%
05 Oct 2023 - 06 Oct 2023
0.89%
04 Oct 2023 - 05 Oct 2023
0.89%
03 Oct 2023 - 04 Oct 2023
0.89%
02 Oct 2023 - 03 Oct 2023
0.89%
01 Oct 2023 - 02 Oct 2023
0.89%
30 Sep 2023 - 01 Oct 2023
0.89%
29 Sep 2023 - 30 Sep 2023
0.89%
28 Sep 2023 - 29 Sep 2023
0.89%
27 Sep 2023 - 28 Sep 2023
0.89%
26 Sep 2023 - 27 Sep 2023
0.89%
25 Sep 2023 - 26 Sep 2023
0.89%
24 Sep 2023 - 25 Sep 2023
0.89%
23 Sep 2023 - 24 Sep 2023
0.89%
22 Sep 2023 - 23 Sep 2023
0.89%
21 Sep 2023 - 22 Sep 2023
0.89%
20 Sep 2023 - 21 Sep 2023
0.89%
19 Sep 2023 - 20 Sep 2023
0.89%
18 Sep 2023 - 19 Sep 2023
0.89%
17 Sep 2023 - 18 Sep 2023
0.89%
16 Sep 2023 - 17 Sep 2023
0.89%
15 Sep 2023 - 16 Sep 2023
0.89%
14 Sep 2023 - 15 Sep 2023
0.89%
13 Sep 2023 - 14 Sep 2023
0.89%
12 Sep 2023 - 13 Sep 2023
0.89%
11 Sep 2023 - 12 Sep 2023
0.89%
10 Sep 2023 - 11 Sep 2023
0.89%
09 Sep 2023 - 10 Sep 2023
0.89%
08 Sep 2023 - 09 Sep 2023
0.89%
07 Sep 2023 - 08 Sep 2023
0.89%
06 Sep 2023 - 07 Sep 2023
0.89%
05 Sep 2023 - 06 Sep 2023
0.89%
04 Sep 2023 - 05 Sep 2023
0.89%
03 Sep 2023 - 04 Sep 2023
0.89%
02 Sep 2023 - 03 Sep 2023
0.89%
01 Sep 2023 - 02 Sep 2023
0.89%
31 Aug 2023 - 01 Sep 2023
0.89%
31 Jul 2023 - 31 Aug 2023
0.89%
30 Jun 2023 - 31 Jul 2023
0.89%
31 May 2023 - 30 Jun 2023
0.89%
30 Apr 2023 - 31 May 2023
0.89%
31 Mar 2023 - 30 Apr 2023
0.89%
28 Feb 2023 - 31 Mar 2023
0.89%
31 Jan 2023 - 28 Feb 2023
0.89%
31 Dec 2022 - 31 Jan 2023
0.89%
31 Dec 2022 - 31 Dec 2022
0.89%
31 Dec 2022 - 31 Dec 2022
0.89%
30 Nov 2022 - 31 Dec 2022
0.90%
30 Nov 2022 - 30 Nov 2022
0.90%
30 Nov 2022 - 30 Nov 2022
0.90%
31 Oct 2022 - 30 Nov 2022
0.89%
31 Oct 2022 - 31 Oct 2022
0.89%
31 Oct 2022 - 31 Oct 2022
0.89%
30 Sep 2022 - 31 Oct 2022
0.89%
30 Sep 2022 - 30 Sep 2022
0.89%
30 Sep 2022 - 30 Sep 2022
0.89%
31 Aug 2022 - 30 Sep 2022
0.89%
31 Aug 2022 - 31 Aug 2022
0.89%
31 Jul 2022 - 31 Aug 2022
0.89%
31 Jul 2022 - 31 Jul 2022
0.89%
30 Jun 2022 - 31 Jul 2022
0.89%
30 Jun 2022 - 30 Jun 2022
0.89%
31 May 2022 - 30 Jun 2022
0.89%
31 May 2022 - 31 May 2022
0.89%
30 Apr 2022 - 31 May 2022
0.89%
30 Apr 2022 - 30 Apr 2022
0.89%
31 Mar 2022 - 30 Apr 2022
0.90%
31 Mar 2022 - 31 Mar 2022
0.90%
28 Feb 2022 - 31 Mar 2022
0.90%
28 Feb 2022 - 28 Feb 2022
0.90%
31 Jan 2022 - 28 Feb 2022
0.83%
31 Dec 2021 - 31 Jan 2022
0.83%
30 Nov 2021 - 31 Dec 2021
0.83%
31 Oct 2021 - 30 Nov 2021
0.83%
30 Sep 2021 - 31 Oct 2021
0.82%
31 Aug 2021 - 30 Sep 2021
0.82%
31 Jul 2021 - 31 Aug 2021
0.82%
30 Jun 2021 - 31 Jul 2021
0.82%
31 May 2021 - 30 Jun 2021
0.82%
31 Mar 2021 - 31 May 2021
0.82%
Expense ratio, exit load and taxExpense ratio: 0.89%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementDinesh Ahuja
Jan 2021 - Present
View details
Education
Mr. Ahuja is a B.Com (H) and MMS (Finance).
Experience
Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.
Also manages these schemes
SBI Equity Hybrid Fund Direct Plan Growth
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Mohit Jain
Jan 2021 - Present
View details
Education
Mr. Jain is B.E (Engineering) & CFA (Level III candidate)
Experience
Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.
Also manages these schemes
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SBI Magnum Equity ESG Fund Direct Plan Growth
SBI Magnum Global Direct Plan Growth
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SBI Magnum Mid Cap Direct Plan Growth
SBI Flexicap Fund Direct Growth
SBI Large & Midcap Fund Direct Plan Growth
SBI Focused Equity Fund Direct Plan Growth
SBI Healthcare Opportunities Fund Direct Plan Growth
SBI Gold Direct Plan Growth
SBI Credit Risk Fund Direct Growth
SBI Magnum Low Duration Fund Direct Plan Growth
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SBI Nifty Index Direct Plan Growth
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SBI Consumption Opportunities Fund Direct Growth
SBI Technology Opportunities Fund Direct Growth
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SBI Banking and PSU Fund Direct Growth
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SBI Dynamic Asset Allocation Fund Direct Growth
SBI Equity Savings Fund Direct Growth
SBI Corporate Bond Fund Direct Growth
SBI Equity Minimum Variance Fund Direct Growth
SBI Magnum Children's Benefit Fund Investment Plan Direct Growth
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SBI Retirement Benefit Fund Aggressive Plan Direct Growth
SBI Retirement Benefit Fund Aggressive Hybrid Plan Direct Growth
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SBI Multicap Fund Direct Growth
SBI Long Duration Fund Direct Growth
SBI Dividend Yield Fund Direct Growth
Ardhendu Bhattacharya
Jun 2021 - Present
View details
Education
Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
Experience
Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Also manages these schemes
SBI Floating Rate Debt Fund Direct Growth
SBI Retirement Benefit Fund Aggressive Plan Direct Growth
SBI Retirement Benefit Fund Aggressive Hybrid Plan Direct Growth
SBI Retirement Benefit Fund Conservative Plan Direct Growth
SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth
Rohit Shimpi
Oct 2021 - Present
View details
Education
Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.
Experience
Prior to joining SBI Mutaul Fund, he has worked with CNBC TV18, JP Morgan’s offshore research centre and HDFC Standard Life Insurance.
Also manages these schemes
SBI Magnum Equity ESG Fund Direct Plan Growth
SBI Retirement Benefit Fund Aggressive Plan Direct Growth
SBI Retirement Benefit Fund Aggressive Hybrid Plan Direct Growth
SBI Retirement Benefit Fund Conservative Plan Direct Growth
SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth
SBI Dividend Yield Fund Direct Growth
Fund house & investment objective
SBI Mutual Fund
Rank (total assets)#1 in India
Total AUM₹8,21,488.86Cr
Date of Incorporation29 Jun 1987
 SBI Retirement Benefit Fund Conservative Plan Direct Growth is a Solution Oriented Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Dinesh Ahuja is the Current Fund Manager of SBI Retirement Benefit Fund Conservative Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹8,21,489 Cr and the Latest NAV as of 01 Dec 2023 is ₹12.52.
The SBI Retirement Benefit Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
;
Investment ObjectiveThe scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
;
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Scheme Information Document(SID)
Fund house contact details
Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
NA
Website
www.sbimf.com
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
SBI Retirement Benefit Fund Conservative Plan Direct Growth
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Add mutual fund to compare

	3M	6M	1Y	All
Fund returns	1.7%	4.4%	9.1%	24.8%
Category average	NA	NA	8.1%	NA
Rank with in category	29	24	17	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	18.3%
Bharat Sanchar Nigam Ltd	Communication	Debenture	6.3%
LIC Housing Finance Ltd.	Financial	Debenture	4.7%
Summit Digitel Infrastructure Pvt. Ltd.	Communication	Debenture	4.5%
Mahanagar Telephone Nigam Ltd.	Communication	NCD	3.2%
GOI	Sovereign	GOI FRB	3.2%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	3.1%
Union Bank of India	Financial	Additional Tier 1 Bo	3.1%
Power Finance Corporation Ltd.	Financial	Debenture	3.1%
REC Ltd.	Financial	Debenture	3.1%

Rank (total assets)	#1 in India
Total AUM	₹8,21,488.86Cr

Date of Incorporation	29 Jun 1987

Fund benchmark	CRISIL Hybrid 85+15 Conservative Index

Vaishnavi Tech Park, 3rd & 4th Floor
Sarjapur Main Road, Bellandur
Bengaluru – 560103
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Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	NA
Fund size	₹160.40Cr

SBI Retirement Benefit Fund Conservative Plan Direct Growth

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (54)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.89%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Dinesh AhujaJan 2021 - PresentView details

Mohit JainJan 2021 - PresentView details

Ardhendu BhattacharyaJun 2021 - PresentView details

Rohit ShimpiOct 2021 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Dinesh Ahuja
Jan 2021 - Present
View details

Mohit Jain
Jan 2021 - Present
View details

Ardhendu Bhattacharya
Jun 2021 - Present
View details

Rohit Shimpi
Oct 2021 - Present
View details