HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
9.24%
3Y annualised
+0.13% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 01 Dec 2023₹20.69
Min. SIP amount₹100
Rating4
Fund size₹150.53Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.8%9.2%9.4%9.8%
Category average8.1%7.7%7.6%NA
Rank with in category10107NA
Understand terms

Holdings (60)

NameSectorInstrumentAssets
SovereignGOI Sec9.0%
FinancialNCD6.6%
TMF Holdings Ltd.
FinancialNCD6.5%
GOI
SovereignGOI Sec6.2%
SovereignGOI Sec6.0%
SovereignGOI Sec5.0%
SovereignCGL4.0%
FinancialDebenture3.4%
GOI
SovereignCGL3.3%
GOI
SovereignGOI Sec3.2%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

Cons

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Lock-in period: 5Y
Higher alpha: 2.28 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.96%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Expense ratio, exit load and tax

Expense ratio: 0.96%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Shobhit Mehrotra
Feb 2016 - Present
View details

Education
He is an MBA from Clemson University, USA.
Experience
Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Also manages these schemes

Srinivasan Ramamurthy
Dec 2021 - Present
View details

Dhruv Muchhal
Jun 2023 - Present
View details

Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor,H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
NA
Launch Date
10 Dec 1999
E-mail
NA
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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