How to Invest in DSP Regular Savings Fund Direct Growth?

You can easily invest in DSP Regular Savings Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Regular Savings Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Regular Savings Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Regular Savings Fund Direct Growth provide?

The DSP Regular Savings Fund Direct Growth has been there from 02 Jan 2013 and the average annual returns provided by this fund is 10.42% since its inception.

How much expense ratio is charged by DSP Regular Savings Fund Direct Growth?

The term Expense Ratio used for DSP Regular Savings Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Regular Savings Fund Direct Growth is 0.51% as of 04 Dec 2023...

What is the AUM of DSP Regular Savings Fund Direct Growth?

The AUM, short for Assets Under Management of DSP Regular Savings Fund Direct Growth is ₹178.96Cr as of 04 Dec 2023.

How to Redeem DSP Regular Savings Fund Direct Growth?

If you want to sell your DSP Regular Savings Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Regular Savings Fund Direct Growth?

You can select either SIP or Lumpsum investment of DSP Regular Savings Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of DSP Regular Savings Fund Direct Growth?

The NAV of DSP Regular Savings Fund Direct Growth is ₹55.29 as of 01 Dec 2023.

What is the PE and PB ratio of DSP Regular Savings Fund Direct Growth?

The PE ratio ratio of DSP Regular Savings Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

DSP Regular Savings Fund Direct Growth - NAV, Mutual Fund Performance & Portfolio

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DSP Regular Savings Fund Direct Growth
Hybrid
Conservative Hybrid
Moderately High Risk
8.41%
3Y annualised
+0.19% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 01 Dec 2023₹55.29
Min. SIP amount₹100
Rating2
Fund size₹178.96Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns10.4%8.4%8.5%8.4%
Category average8.1%7.7%7.6%NA
Rank with in category71513NA
Understand terms
Holdings (45)NameSectorInstrumentAssets
National Housing Bank
FinancialBonds/NCD8.8%
GOI
SovereignGOI Sec6.7%
Power Grid Corporation Of India Ltd.
EnergyBonds6.0%
REC Ltd.
FinancialDebenture5.8%
Indian Oil Corporation Ltd.
EnergyDebenture5.7%
GOI
SovereignGOI Sec5.5%
GOI
SovereignGOI Sec5.5%
Power Finance Corporation Ltd.
FinancialNCD4.2%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture3.0%
Export-Import Bank Of India
FinancialBonds3.0%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
Cons
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Low rating: 2
Higher alpha: 1.37
The fund has generated returns higher than benchmark - CRISIL Hybrid 85+15 Conservative Index - in the last 3Y 
Exit load is zero
Lower expense ratio: 0.51%
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
24 Nov 2023 - Present
0.51%
23 Nov 2023 - 24 Nov 2023
0.51%
22 Nov 2023 - 23 Nov 2023
0.51%
21 Nov 2023 - 22 Nov 2023
0.51%
20 Nov 2023 - 21 Nov 2023
0.51%
17 Nov 2023 - 20 Nov 2023
0.51%
16 Nov 2023 - 17 Nov 2023
0.51%
15 Nov 2023 - 16 Nov 2023
0.51%
13 Nov 2023 - 15 Nov 2023
0.51%
10 Nov 2023 - 13 Nov 2023
0.51%
09 Nov 2023 - 10 Nov 2023
0.51%
08 Nov 2023 - 09 Nov 2023
0.51%
07 Nov 2023 - 08 Nov 2023
0.51%
06 Nov 2023 - 07 Nov 2023
0.51%
03 Nov 2023 - 06 Nov 2023
0.51%
02 Nov 2023 - 03 Nov 2023
0.51%
01 Nov 2023 - 02 Nov 2023
0.51%
31 Oct 2023 - 01 Nov 2023
0.51%
30 Oct 2023 - 31 Oct 2023
0.51%
27 Oct 2023 - 30 Oct 2023
0.51%
26 Oct 2023 - 27 Oct 2023
0.51%
25 Oct 2023 - 26 Oct 2023
0.51%
23 Oct 2023 - 25 Oct 2023
0.51%
20 Oct 2023 - 23 Oct 2023
0.51%
19 Oct 2023 - 20 Oct 2023
0.51%
18 Oct 2023 - 19 Oct 2023
0.51%
17 Oct 2023 - 18 Oct 2023
0.51%
16 Oct 2023 - 17 Oct 2023
0.51%
13 Oct 2023 - 16 Oct 2023
0.51%
12 Oct 2023 - 13 Oct 2023
0.51%
11 Oct 2023 - 12 Oct 2023
0.51%
10 Oct 2023 - 11 Oct 2023
0.51%
09 Oct 2023 - 10 Oct 2023
0.51%
06 Oct 2023 - 09 Oct 2023
0.51%
05 Oct 2023 - 06 Oct 2023
0.51%
04 Oct 2023 - 05 Oct 2023
0.51%
03 Oct 2023 - 04 Oct 2023
0.51%
30 Sep 2023 - 03 Oct 2023
0.51%
29 Sep 2023 - 30 Sep 2023
0.51%
27 Sep 2023 - 29 Sep 2023
0.51%
26 Sep 2023 - 27 Sep 2023
0.51%
25 Sep 2023 - 26 Sep 2023
0.51%
22 Sep 2023 - 25 Sep 2023
0.51%
21 Sep 2023 - 22 Sep 2023
0.51%
20 Sep 2023 - 21 Sep 2023
0.51%
18 Sep 2023 - 20 Sep 2023
0.51%
15 Sep 2023 - 18 Sep 2023
0.51%
14 Sep 2023 - 15 Sep 2023
0.51%
13 Sep 2023 - 14 Sep 2023
0.51%
12 Sep 2023 - 13 Sep 2023
0.51%
11 Sep 2023 - 12 Sep 2023
0.51%
08 Sep 2023 - 11 Sep 2023
0.51%
07 Sep 2023 - 08 Sep 2023
0.51%
06 Sep 2023 - 07 Sep 2023
0.51%
05 Sep 2023 - 06 Sep 2023
0.51%
04 Sep 2023 - 05 Sep 2023
0.51%
01 Sep 2023 - 04 Sep 2023
0.51%
31 Aug 2023 - 01 Sep 2023
0.51%
31 Jul 2023 - 31 Aug 2023
0.51%
30 Jun 2023 - 31 Jul 2023
0.50%
31 May 2023 - 30 Jun 2023
0.50%
30 Apr 2023 - 31 May 2023
0.50%
31 Mar 2023 - 30 Apr 2023
0.50%
28 Feb 2023 - 31 Mar 2023
0.51%
31 Jan 2023 - 28 Feb 2023
0.50%
31 Dec 2022 - 31 Jan 2023
0.50%
31 Dec 2022 - 31 Dec 2022
0.50%
30 Nov 2022 - 31 Dec 2022
0.50%
30 Nov 2022 - 30 Nov 2022
0.50%
30 Nov 2022 - 30 Nov 2022
0.50%
31 Oct 2022 - 30 Nov 2022
0.50%
31 Oct 2022 - 31 Oct 2022
0.50%
31 Oct 2022 - 31 Oct 2022
0.50%
31 Oct 2022 - 31 Oct 2022
0.50%
30 Sep 2022 - 31 Oct 2022
0.50%
30 Sep 2022 - 30 Sep 2022
0.50%
30 Sep 2022 - 30 Sep 2022
0.50%
31 Aug 2022 - 30 Sep 2022
0.50%
31 Aug 2022 - 31 Aug 2022
0.50%
31 Jul 2022 - 31 Aug 2022
0.60%
31 Jul 2022 - 31 Jul 2022
0.60%
30 Jun 2022 - 31 Jul 2022
0.60%
30 Jun 2022 - 30 Jun 2022
0.60%
31 May 2022 - 30 Jun 2022
0.57%
31 May 2022 - 31 May 2022
0.57%
30 Apr 2022 - 31 May 2022
0.57%
30 Apr 2022 - 30 Apr 2022
0.57%
31 Mar 2022 - 30 Apr 2022
0.57%
31 Mar 2022 - 31 Mar 2022
0.57%
28 Feb 2022 - 31 Mar 2022
0.57%
28 Feb 2022 - 28 Feb 2022
0.57%
31 Jan 2022 - 28 Feb 2022
0.56%
31 Dec 2021 - 31 Jan 2022
0.41%
30 Nov 2021 - 31 Dec 2021
0.60%
31 Oct 2021 - 30 Nov 2021
0.60%
30 Sep 2021 - 31 Oct 2021
0.60%
31 Aug 2021 - 30 Sep 2021
0.60%
31 Jul 2021 - 31 Aug 2021
0.60%
30 Jun 2021 - 31 Jul 2021
0.60%
31 May 2021 - 30 Jun 2021
0.60%
30 Apr 2021 - 31 May 2021
0.60%
31 Mar 2021 - 30 Apr 2021
0.50%
28 Feb 2021 - 31 Mar 2021
0.48%
31 Jan 2021 - 28 Feb 2021
0.48%
31 Dec 2020 - 31 Jan 2021
0.49%
30 Nov 2020 - 31 Dec 2020
0.49%
31 Oct 2020 - 30 Nov 2020
0.49%
30 Sep 2020 - 31 Oct 2020
0.57%
31 Aug 2020 - 30 Sep 2020
0.58%
31 Jul 2020 - 31 Aug 2020
0.58%
30 Jun 2020 - 31 Jul 2020
0.57%
31 May 2020 - 30 Jun 2020
0.58%
30 Apr 2020 - 31 May 2020
0.57%
31 Mar 2020 - 30 Apr 2020
0.58%
29 Feb 2020 - 31 Mar 2020
0.59%
31 Jan 2020 - 29 Feb 2020
0.59%
31 Dec 2019 - 31 Jan 2020
0.59%
30 Nov 2019 - 31 Dec 2019
0.59%
31 Oct 2019 - 30 Nov 2019
0.59%
30 Sep 2019 - 31 Oct 2019
0.59%
31 Aug 2019 - 30 Sep 2019
0.59%
31 Jul 2019 - 31 Aug 2019
0.59%
30 Jun 2019 - 31 Jul 2019
0.59%
31 May 2019 - 30 Jun 2019
0.59%
30 Apr 2019 - 31 May 2019
0.58%
31 Mar 2019 - 30 Apr 2019
0.59%
28 Feb 2019 - 31 Mar 2019
0.60%
31 Jan 2019 - 28 Feb 2019
0.60%
31 Dec 2018 - 31 Jan 2019
0.59%
30 Nov 2018 - 31 Dec 2018
0.59%
31 Oct 2018 - 30 Nov 2018
0.59%
30 Sep 2018 - 31 Oct 2018
0.61%
31 Aug 2018 - 30 Sep 2018
0.60%
31 Jul 2018 - 31 Aug 2018
0.59%
30 Jun 2018 - 31 Jul 2018
0.59%
31 May 2018 - 30 Jun 2018
1.60%
30 Apr 2018 - 31 May 2018
1.89%
31 Mar 2018 - 30 Apr 2018
1.89%
28 Feb 2018 - 31 Mar 2018
1.88%
31 Jan 2018 - 28 Feb 2018
1.87%
31 Dec 2017 - 31 Jan 2018
1.87%
30 Nov 2017 - 31 Dec 2017
1.88%
31 Oct 2017 - 30 Nov 2017
1.88%
Expense ratio, exit load and taxExpense ratio: 0.51%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100
Fund managementKedar Karnik
Jul 2023 - Present
View details
Education
Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience
Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Also manages these schemes
DSP Regular Savings Fund Direct Growth
DSP Equity & Bond Direct Growth
DSP Savings Direct Plan Growth
DSP Liquidity Direct Growth
DSP Ultra Short Fund Direct Plan Growth
DSP US Flexible Equity Direct Plan Growth
DSP Global Allocation Fund Direct Growth
DSP 3 Years Close Ended Equity Fund Direct Growth
DSP Low Duration Fund Direct Growth
DSP Equity Savings Fund Direct Growth
DSP Arbitrage Fund Direct Growth
DSP Overnight Fund Direct Growth
DSP Floater Fund Direct Growth
DSP Global Innovation FoF Direct Growth
Jay Kothari
Mar 2018 - Present
View details
Education
Mr. Kothari is a BMS and MBA from Mumbai University .
Experience
Prior to becoming the fund manager in DSPIM he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Also manages these schemes
DSP Regular Savings Fund Direct Growth
DSP Natural Resources and New Energy Fund Direct Plan Growth
DSP Midcap Direct Plan Growth
DSP Focus Direct Plan Growth
DSP Small Cap Direct Plan Growth
DSP Equity Opportunities Direct Plan Growth
DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct Growth
DSP Top 100 Equity Direct Plan Growth
DSP US Flexible Equity Direct Plan Growth
DSP World Agriculture Direct Plan Growth
DSP World Energy Fund Direct Plan Growth
DSP World Gold FoF Direct Plan Growth
DSP World Mining Fund Direct Plan Growth
DSP Global Allocation Fund Direct Growth
DSP Equity Savings Fund Direct Growth
DSP Healthcare Fund Direct Growth
DSP Value Fund Direct Growth
DSP Global Innovation FoF Direct Growth
DSP Multi Asset Allocation Fund Direct Growth
Abhishek Singh
May 2021 - Present
View details
Education
Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience
Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Also manages these schemes
DSP Regular Savings Fund Direct Growth
DSP Top 100 Equity Direct Plan Growth
DSP Equity Savings Fund Direct Growth
DSP Arbitrage Fund Direct Growth
Fund house & investment objective
DSP Mutual Fund
Rank (total assets)#10 in India
Total AUM₹1,29,575.42Cr
Date of Incorporation16 Dec 1996
 DSP Regular Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Kedar Karnik, Vikram Chopra, Mayur Patel is the Current Fund Manager of DSP Regular Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,29,575 Cr and the Latest NAV as of 01 Dec 2023 is ₹55.29.
The DSP Regular Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment ObjectiveThe scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It also aims to generate capital appreciation by investing up to 10 per cent its corpus in equity of 100 largest corporates by market capitalization, listed in India.
;
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Scheme Information Document(SID)
Fund house contact details
Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway,Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
DSP Regular Savings Fund Direct Growth
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Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	10.4%	8.4%	8.5%	8.4%
Category average	8.1%	7.7%	7.6%	NA
Rank with in category	7	15	13	NA

Name	Sector	Instrument	Assets
National Housing Bank	Financial	Bonds/NCD	8.8%
GOI	Sovereign	GOI Sec	6.7%
Power Grid Corporation Of India Ltd.	Energy	Bonds	6.0%
REC Ltd.	Financial	Debenture	5.8%
Indian Oil Corporation Ltd.	Energy	Debenture	5.7%
GOI	Sovereign	GOI Sec	5.5%
GOI	Sovereign	GOI Sec	5.5%
Power Finance Corporation Ltd.	Financial	NCD	4.2%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	3.0%
Export-Import Bank Of India	Financial	Bonds	3.0%

Rank (total assets)	#10 in India
Total AUM	₹1,29,575.42Cr

Date of Incorporation	16 Dec 1996

Fund benchmark	CRISIL Hybrid 85+15 Conservative Index

Vaishnavi Tech Park, 3rd & 4th Floor
Sarjapur Main Road, Bellandur
Bengaluru – 560103
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Min. for 1st investment	₹100
Min. for 2nd investment onwards	₹100

Rating	2
Fund size	₹178.96Cr

DSP Regular Savings Fund Direct Growth

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (45)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.51%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Kedar KarnikJul 2023 - PresentView details

Jay KothariMar 2018 - PresentView details

Abhishek SinghMay 2021 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Kedar Karnik
Jul 2023 - Present
View details

Jay Kothari
Mar 2018 - Present
View details

Abhishek Singh
May 2021 - Present
View details